Travel Medical Insurance
Language & Friendship participants are automatically enrolled in the Core™ Travel Medical Insurance program, underwritten by Axis Global. The automatic “core” coverage while you travel with L&F includes the following maximum benefits:
|Emergency Medical Evacuation||100% of covered expenses|
|Tail Medical Coverage||$10,000|
|Emergency Dental||$1,000 injury / $250 pain|
|Emergency Reunion/Trip Interruption||$3,000|
The plan also includes Medical Assistance and Security Assistance, provided by Europe Assistance.
*Trip Cancellation coverage takes effect once your program cost is paid in full.
Core™ Travel Medical Insurance – Optional Upgrade Choices
You will have the opportunity to purchase upgrades for your insurance beyond the “core” benefit package, if you wish, to suit your preferences. There are four different kinds of upgrades:
- Upgrade to a coverage plan with higher benefit limits
- Purchase additional trip cancellation coverage. (This covers a medical emergency or death of a participant or immediate family member.)
- Add baggage and personal effects coverage
- Add extensions of coverage. (Extensions allow you to be covered for international travel you might want to do immediately after your Language & Friendship program.)
Approximately 3 months prior to your departure, you will be able to log in to your Core™ account and view details. If you wish, you can then purchase upgrades online up until the day before you leave for your international journey.
Your Insurance Card
Each traveler is responsible for logging in to his/her account to print an Insurance Card. The card indicates the traveler’s name, policy number, and organization, as well as the contact information for emergency assistance and claims. The card is wallet-sized and should be carried by the insured while on the trip.
Each individual is responsible for reading the description of coverage, limitations, and exclusions available on the Core™ website. Any questions regarding coverage should be directed to Core Travel Medical Insurance at 518-708-4192.
Limited Travel Warning Protection
In addition to the Travel Medical Insurance, Language & Friendship provides the following protection for all L&F travelers:
If an official U.S. Department of State Travel Warning for the destination country is issued or in effect within 90 days of departure, L&F participants will receive a full refund less $400 – $600 (depending on the length of the program) to cover deposits and administrative costs.