Travel / Medical Insurance
As a Language & Friendship participant, you will be automatically enrolled in the Core™ Travel Medical Insurance program. The automatic “core” coverage while you travel with L&F includes:
|Emergency Medical Evacuation||$1,000,000|
|Continuation of Coverage*||$10,000|
|Emergency Dental due to||$1,000 injury, $250 pain|
|Permanent Total Disability||$10,000|
|Return of Remains||100% of covered expenses|
|Return Air Only Benefit*||$1,500|
|Reunion Travel Expense||$1,500|
Trip cancellation applies for an injury or medical condition requiring treatment that prevents travel, or for death of the traveler or a family member. It takes effect once program cost is paid in full. Because this trip cancellation coverage is only for these reasons, travelers are encouraged to consider purchasing additional travel insurance to cover cancellation for other reasons (such as cancellation due to COVID-19).
*Covid-19 is not covered.
Core™ Travel Medical Insurance – Optional Upgrade Choices
You will have the option to purchase upgrades for your insurance beyond the “core” benefit package to suit your preferences.
- Upgrade to a plan with higher benefit limits. (Covid-19 included for Medical and Emergency Medevac)
- Purchase additional trip cancellation coverage. (Covid-19 not included)
- Add baggage and personal effects coverage.
- Add extensions of coverage. (Extensions allow you to be covered for travel you might want to do immediately after your L&F program.)
Approximately 3 months prior to your departure, you will be able to log in to your Core™ account. You can then purchase upgrades online up until the day before you leave for your international journey.
A link to the complete description of coverage, limitations, and exclusions is available after you complete Part 1 of your online application on the Language & Friendship website.
Your Insurance Card
Each traveler is responsible for logging in to his/her account to print an Insurance Card. The card indicates the traveler’s name, policy number, and organization, as well as the contact information for emergency assistance and claims. The card is wallet-sized and should be carried by the insured while on the trip.
Each individual is responsible for reading the description of coverage, limitations, and exclusions available on the Core™ website. Any questions regarding coverage should be directed to Core Travel Medical Insurance at 518-708-4192